Construction Equipment
Explore financing for qualifying machinery, job-site equipment, and tools used to complete projects.
Equipment Financing • Business Growth
EQUIP YOUR BUSINESS FOR WHAT'S NEXT.
The right equipment can help your business increase capacity, improve efficiency, replace aging assets, and pursue new opportunities. BLS Funding helps business owners explore potential equipment financing options through independent funding partners.
Invest in the Equipment Your Business Depends On
WHAT CAN EQUIPMENT FINANCING HELP SUPPORT?
Equipment needs vary by industry. Potential financing may help a business acquire, replace, or upgrade assets used in day-to-day operations.
Commercial Vehicles
Support the purchase of qualifying work trucks, vans, trailers, or other vehicles used for business.
Machinery
Acquire or replace machinery that helps your business produce, repair, build, or deliver.
Restaurant Equipment
Explore options for qualifying ovens, refrigeration, food-preparation equipment, and other operational assets.
Medical & Dental
Consider potential financing for qualifying equipment used by medical, dental, and related practices.
Technology
Upgrade qualifying computers, communications systems, and other technology used to operate your business.
Manufacturing Equipment
Explore financing for qualifying production equipment that may increase capacity or improve efficiency.
Specialty Equipment
Businesses in many industries rely on specialized assets. Available options depend on the equipment and funding partner.
Preserve Flexibility While Investing in the Business
THE RIGHT EQUIPMENT CAN CREATE NEW CAPACITY.
Purchasing equipment outright can require a significant amount of business cash. Equipment financing may provide another way to acquire an important asset while preserving cash for other operating needs, depending on the financing structure and provider.
BLS starts with what your business is trying to accomplish.
We help business owners explore potential equipment funding options through a network of independent funding partners. Eligibility and available structures vary by provider.
Understand the Options
EQUIPMENT FINANCING VS. LEASING.
Both may help a business obtain equipment, but they are not the same. A financing structure generally supports purchasing an asset, while a lease generally provides the right to use equipment for an agreed period. Ownership, purchase options, payment structure, tax treatment, collateral requirements, and other terms vary by provider and agreement. Review the actual terms before deciding what fits your business.
Simple. Clear. Business Focused.
HOW THE BLS PROCESS WORKS.
Tell us about the equipment and what you're trying to accomplish. From there, we help you explore potential matches that may fit your business.
Tell Us What You Need
Share basic information about your business, the equipment need, and your funding goal.
Explore Potential Options
Your information can be reviewed to identify potential equipment funding options through participating independent funding partners.
Choose Your Next Move
Review any available option and decide whether the terms and structure make sense for your business.
Equipment Financing FAQ
COMMON QUESTIONS.
What is business equipment financing?
Business equipment financing is a category of commercial financing that may help a business acquire equipment used in its operations. The specific structure, eligibility requirements, costs, and terms depend on the funding provider and transaction.
What types of equipment may be financed?
Depending on the provider, potential categories can include construction equipment, commercial vehicles, machinery, restaurant equipment, medical or dental equipment, technology, manufacturing equipment, and specialty business equipment.
Can used equipment be financed?
Some funding providers may consider qualifying used equipment. Availability can depend on factors such as the equipment type, age, condition, value, seller, and the provider's requirements.
Is equipment financing the same as leasing?
No. Financing and leasing are different structures. Financing commonly supports the purchase of an asset, while leasing generally provides use of equipment under a lease agreement. Exact ownership rights, purchase options, payments, and other terms depend on the agreement.
Is the equipment used as collateral?
It can be, depending on the financing product and provider. Collateral and security requirements are determined by the applicable independent funding partner.
Does applying guarantee equipment financing?
No. Funding is not guaranteed. Eligibility, approval, amounts, rates or costs, repayment terms, collateral requirements, and other conditions are determined by the applicable independent funding partner.
Is BLS Funding a direct lender?
No. BLS Funding helps connect business owners with independent funding partners and potential funding options. BLS Funding does not make underwriting, approval, pricing, or credit decisions.
Your Next Business Move Starts Here
READY TO EQUIP YOUR NEXT MOVE?
Explore potential equipment financing options based on your business, the equipment you need, and what you're trying to accomplish.
Explore My Funding Options →No pressure. Explore your options and decide what makes sense for your business.BLS Funding is not a direct lender and does not make underwriting, approval, pricing, or credit decisions. Funding is not guaranteed. Any available terms are determined by the applicable independent funding partner.